2. Don't use money as an excuse to hold you back from getting the help you need. Someone I very much respect once told me people can afford therapy if they make their mental and spiritual health a priority with their finances. Maybe a $4.00 latte everyday from Starbucks could be substituted for a few counseling sessions a month.
3. Aside from those, the best thing I have learned from my own meditation and therapy sessions is a little thing called "Mindfulness Meditation." Learn to become aware of your thoughts but not a participant to them. Here is an exercise my own therapist gave me awhile back when I experience an intrusive thought. I work through the following questions to learn to reframe my initial thoughts:
*How do I know this thought is true?
*Is there another way to look at the situation/person/event that could also be true?
*Who would I be if I didn't have this thought? (Imagine it, take a photograph)
*How would I treat myself/others differently if I didn't have this thought?
*How does thinking this thought help? Hurt?